Throughout his career, Terence has excelled in broking, captive management, underwriting, general management, start-ups, turnarounds, claims negotiation, and operational audits. He has dedicated 28 years to building and optimising insurance businesses overseas, consistently driving profitability and improving client satisfaction. His work has taken him across the USA and Europe, where he has provided services as a visiting non-resident expert.

Terence’s qualifications include an MBA from Heriot-Watt University’s Edinburgh Business School, Fellowships with the Chartered Insurance Institute and the Institute of Risk Management, and a Prince2 Practitioner certification. As a ‘Myers-Briggs Commander,’ Terence is known for his objective, ethical, and relentless approach to getting things done. His extensive experience includes turning around struggling insurers, launching a successful IPO and managing over 150 captives, including many Fortune 500 companies.

Terence’s adaptability and broad expertise set him apart in a market that has shifted towards narrow specialisation. He embodies the technical rigor of the insurance industry’s golden era, combined with modern methodologies like Agile and Prince2. Whether tutoring at insurance colleges, speaking at conferences, or authoring articles for industry publications, Terence remains a dynamic force in the insurance world, committed to delivering exceptional results.